27 Jul '14, 3am

The best time to start building a nest egg is when workers are in their 20s, say experts #retirement #income #retire

For young people starting out on their working life, retirement can seem a very long way down the track. In their 20s, they are much more likely to be thinking about saving for a wedding, house or car than a nest egg for their retirement years. But the experts say this is the very best time to lay the groundwork for retirement. Mr Brandon Lam, head of consumer investment and insurance products at DBS Bank, says people in their 20s tend to allocate a larger share of their wallet to expenses. "As many of them would have just started working, they may not have much spare cash at their disposal. Hence, retirement or financial planning is often not a priority for them," he said. Mr Lee Choon Kiat, DBS' head of treasury and investment sales, urges people in this age bracket to develop sound financial practices, live within their means, and to build a financial nest egg. "They sh...

Full article: http://www.cpf.gov.sg/imsavvy/infohub_article.asp?readid=...

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