26 Jul '14, 3pm

#Financial #literacy: start #young. Rewards can be reaped for the rest of an individual's life

TELLING someone that "it's never too late to start financial planning" may not be the wisest piece of advice. Start managing your finances at 50 and it could be too late, said financial education specialists during a recent Citi-SMU (Singapore Management University) symposium on financial literacy for young adults. For those in their 50s, while picking up basic financial literacy skills will be useful for retirement planning, eventually "you can't teach old dogs new tricks", said Olivia Mitchell, an American economist from the Wharton School at the University of Pennsylvania. Prof Mitchell has conducted research on pensions and social security, and has a decade of experience in financial literacy and education. She has also done research on financial knowledge among those aged 55 to 65 in the US. She presented her research findings on the impact of financial education duri...

Full article: http://www.cpf.gov.sg/imsavvy/infohub_article.asp?readid=...

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