29 Jun '14, 7am

Planning #retirement? Factor in the other half #Manulife #Singapore

MARRIED couples here will be significantly underestimating the length of time spent in retirement if they base their calculations on a single - rather than joint - life expectancy, a new report by Manulife Asset Management has said. The vast majority of Singaporeans continue to enter retirement as one-half of a married couple, when they should factor in the likelihood of one partner - usually the wife due to women's longer life expectancy - outliving the husband, said Michael Dommermuth, the president of International Asset Management in Manulife Asset Management. The asset management arm of Manulife Financial thus recommends that married couples here either delay retirement or factor in an additional six to nine years into their financial planning to avoid outliving their retirement funds. Mr Dommermuth said: "We feel that marital status in particular is too often ignored...

Full article: http://www.cpf.gov.sg/imsavvy/infohub_article.asp?readid=...

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