29 Jan '14, 8am

See what Bank of China is offering for Yuan time deposits! #singapore

BANKS in Singapore are competing fiercely for depositors, as the era of unusually low interest rates draws to a close. As the United States scales back its huge money printing programme, interest rates around the globe are on the way up. And that means banks are eager to lock in deposits ahead of this expected higher cost of borrowing funds. To that end, lenders here are spreading some festive spirit offering freebies such as gold-plated horse figurines and New Moon abalone gift sets to attract deposits. Mr Ling Seng Chuan, head of deposits at OCBC Bank, said: "The competition for deposits is keener especially during the Chinese New Year festive period, thus the current promotional rates are higher than before." The OCBC Bonus+ Savings account offers up to 1.8 per cent with a deposit of $10,000, up from 1.18 per cent before. DBS Bank is offering up to 2.014 per cent a year...

Full article: http://www.cpf.gov.sg/imsavvy/infohub_article.asp?readid=...

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