26 Jan '14, 11am

Keep #insurance, #investments apart #finance

If there is anyone in the financial services game we love to hate, it's credit card salesmen and telemarketers, although it's safe to say that insurance agents have a place at the top of the list too. What rankles is that they take their commissions from the premiums we fork out, so it's in their interest to recommend expensive policies that we do not really need. But - and this also rankles - we need these guys. We need to go through them to buy most forms of insurance and we have to contact them for claims when something goes wrong. We also rely on them to assess our financial situations, explain complex product features and give sound advice. So here is the dilemma: On the one hand we need agents to advise us but, on the other, we sometimes have good reason to doubt the advice they dispense. I cannot see an easy way out of this one. "I don't trust my agent," one reader ...

Full article: http://www.cpf.gov.sg/imsavvy/infohub_article.asp?readid=...

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